PlanWise

All tools

2026 HSA Contribution & Triple-Tax-Advantage Calculator

See your maximum 2026 HSA contribution (self-only or family, plus the 55+ catch-up) and project tax-free growth.

2026 FSA Planner

Right-size your 2026 health FSA election and estimate the tax you save versus the use-it-or-lose-it risk.

HDHP vs PPO Break-Even Calculator

Compare an HDHP (with HSA) against a PPO across premiums, deductibles and expected care to find which costs less.

2026 Medicare IRMAA Surcharge Calculator

Find your 2026 Medicare Part B and Part D IRMAA surcharge from your 2024 MAGI and filing status.

HSA-as-Retirement Projection Calculator

Project decades of invested, tax-free HSA growth when you pay current medical costs out of pocket.

2026 Out-of-Pocket Maximum Estimator

Estimate your realistic 2026 worst-case spending against the HDHP out-of-pocket maximum.